Life is the only real counselor wisdom unfiltered through personal experience does not become a part of the moral tissue.
The only way not to think about money is to have a great deal of it.
It evolved from my experience in the fifties growing up during the McCarthy...
I much prefer working with kids whose life could be completely upended by a reading of a book over a weekend. You give them a book to read - they go home and come back a changed person. And that is so much more interesting and exciting.