The biggest opportunity in 2013 is in Africa. It has seven out of the ten fastest-growing economies in the world. In Nigeria alone there are 100 million people with mobile phones. In total 300 million Africans - five times the population of Britain - are in the middle class.

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I have mentally overcome situations most of you would be terrified to ever attempt: heights fire needles spiders snakes angry monkeys being shot being hit by a car going blind - you name it I have been in a situation where I have had to mentally overcome my inherent fears to do my job.