I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.
I have written a memoir here and there and that takes its own form of selfishness and courage. However generally speaking I have no interest in writing about my own life or intruding in the privacy of those around me.
