When you're a stay-at-home mother you have to pretend it's really boring but it's not. It's enriching and fulfilling and an amazing experience. And then when you're a working mother you have to pretend that you feel guilty all day long.

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We designed both our state employee health plans and the one we created for low-income Hoosiers as Health Savings Accounts and now in the tens of thousands these citizens are proving that they are fully capable of making smart consumerist choices about their own health care.