When my job was attempting to predict future economic developments for the Shell oil company I was frequently reminded of an Arabic saying: 'Those who claim to foresee the future are lying even if by chance they are later proved right.'

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People assume I'm out there having this great life but money doesn't erase the pain. When you're young you barrel through life making choices without thinking of repercussions. A few years down the line you wake up in a certain place and wonder how the hell you got there.