What's interesting about books that take place in the future even twenty years in the future is that many of them are black or white: It's either a utopia or it's misery. The real truth is that there's going to be both things in any future just like there is now.
I refuse to feel guilty. I feel guilty about too much in my life but not about money. I went through periods when I had nothing so somebody in my family has to get stinkin' wealthy.