One state retiree 49 years old paid over the course of his entire career a total of $124 000 towards his retirement pension and health benefits. What will we pay him? $3.3 million in pension payments over his life and nearly $500 000 for health care benefits - a total of $3.8m on a $120 000 investment.

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I'm finding as I get older that I'm not much of a believer in redemption. I mean I believe in redemption in real life - redemption does happen and it's cool when it does - but I find myself getting leery of my desire for it in stories (especially my own).