Remaining vigilant toward this ever-present threat means constantly learning how better to protect ourselves. But primarily it reminds us that we must fight and win the war on terror so that we do not have to fight it here in America.

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If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union) you need to focus more on saving money than paying down the balance on your credit cards.