A simple fact that is hard to learn is that the time to save money is when you have some.

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Yes. I did more research than I ever wanted to and saw some things I wish I didn't. I went on ride-alongs spent time with Homicide Cold Case and SVU detectives hung out in subways learning how to spot pervs and pick-pockets viewed an autopsy went to a police firing range and witnessed court cases and I read read read.