I don't know what your childhood was like but we didn't have much money. We'd go to a movie on a Saturday night then on Wednesday night my parents would walk us over to the library. It was such a big deal to go in and get my own book.
I've found that when the market's going down and you buy funds wisely at some point in the future you will be happy. You won't get there by reading 'Now is the time to buy.'
