I'm terrified of bugs and I travel with sprays lotions potions the lot. I have to check the room before I go to sleep and if I come across a bug and fail to remove it I have to sleep in a separate room as I'm paranoid that I'll be taken advantage of as I sleep.
Probably the worst time in a person's life is when they have to kill a family member because they are the devil. But otherwise it's been a pretty good day.