Politicians also have a love affair with the 'small business exemption.' Too much paperwork? Too heavy a burden? Not enough time? Just exempt small businesses from the rule. It sounds so pro-growth. Instead it's an admission that the costs of a regulation just can't be justified.

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Look if you have somebody who doesn't have health insurance who doesn't have a doctor or dentist and in order to deal with their cold or flu or dental problem they go to an emergency room - in general that visit will cost ten times more than walking into a community health center.