Your 40s are a major trough. About the age of 50 feelings of satisfaction begin to rebound and keep rising into your 50s 60s and 70s with health being a major factor.

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If you live in a good neighborhood you drive home and there's a bank. There's grocery stores and big houses - but no motels. What that tells you psychologically is you protect your money and buy good things for your family to eat in your nice big house.