My very first job was a cashier at Burger King in Tucson Arizona. And I occasionally worked the drive-thru. I'd go wherever I was needed! My second job was at Dairy Queen. I stayed in the fast food royalty.

My dad was a bartender. My mom was a cashier a maid and a stock clerk at K-Mart. They never made it big. They were never rich. And yet they were successful. Because just a few decades removed from hopelessness they made possible for us all the things that had been impossible for them.

My parents were working class folks. My dad was a bartender for most of his life my mom was a maid and a cashier and a stock clerk at WalMart. We were not people of financial means in terms of significant financial means. I always told them 'I didn't always have what I wanted. I always had what I needed.' My parents always provided that.

Credit or debit cards for starters are nothing short of shoppers' Novocain. Even in the age of digital purchases and virtual money we still attach a special value to dirty paper with pictures of presidents on it. Handing some of that to a cashier simply hurts more than handing over a little sliver of plastic.