As a parent and a citizen I'll take a Bill Gates (or Warren Buffett) over Steve Jobs every time. If we must have billionaires better they should ignore Jobs's example and instead embrace the morality and wisdom of the great industrialist-philanthropist Andrew Carnegie.

The history of the last century shows as we shall see later that the advice given to governments by bankers like the advice they gave to industrialists was consistently good for bankers but was often disastrous for governments businessmen and the people generally.

There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible paying the highest wages possible.