Killing is the payoff of war.

Like your home's closets your financial clutter needs an overhaul every now and again and the payoff will go far beyond the psychic satisfaction of neatening up.

We don't really go in for big family dinners but Scottish people are famously confrontational. It's a cultural thing so maybe we don't need to have them to clear the air. Also traditional family food isn't as nice here so there's no payoff for traveling hundreds of miles.

You've got to kick fear to the side because the payoff is huge.

Nothing defines humans better than their willingness to do irrational things in the pursuit of phenomenally unlikely payoffs. This is the principle behind lotteries dating and religion.