I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.
Where would you be without friends? The people to pick you up when you need lifting? We come from homes far from perfect so you end up almost parent and sibling to your friends - your own chosen family. There's nothing like a really loyal dependable good friend. Nothing.