My dad was a baggage handler at Heathrow and careful with money. He worked hard and had three jobs when I was young. I wish I'd inherited his care for money. Sadly I've grown up to be rather scatty when it comes to finances.
Many people don't understand how disciplined you have to be to play jazz... And that is really the idea of democracy - freedom within the Constitution or discipline. You don't just get out there and do anything you want.