Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Money is a poor man's credit card.

Money is just the poor man's credit card.

No man's credit is as good as his money.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union) you need to focus more on saving money than paying down the balance on your credit cards.

I never heard of an old man forgetting where he had buried his money! Old people remember what interests them: the dates fixed for their lawsuits and the names of their debtors and creditors.

A system of capitalism presumes sound money not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings not credit creation by a central bank.

Remember that credit is money.

The fact that he didn't get credit for a while is more the story of social injustice. But his own spirit wasn't driven by that and wasn't dependent upon that. He just wished he had the cash to go to medical school.

Legislation to create a new 10 percent tax bracket reduce the marriage penalty cut the tax rate on dividends and capital gains and increase the child tax credit have been essential elements in this economic expansion.

More than 1.1 million taxpayers in Pennsylvania will enjoy a lower tax rate more than 1.4 million married couples will benefit from the reduction in the marriage penalty and more than 1.1 million parents will have the advantage of an increased child tax credit.

The truth is the Republican leadership has created a credit card Congress that is recklessly selling out the future of America our children and our grandchildren and President Bush is the most fiscally irresponsible President in the history of America.

If on occasion the knowledge brought by science leads to an unhappy end this is not to the discredit of science but is rather an indication of an imperfect ability to use wisely the gifts placed within our hands.

You will not accept credit that is due to another or harbor jealousy of an explorer who is more fortunate.

I feel audiences are not given enough credit for their intelligence.

Elia Kazan understood my problems. He was able to bring out the very best in me. He gave me credit for my intelligence.

People who think my books are autobiographical which they're not credit me with having a much better memory than I do. I do however have a powerful imagination.

I've never really had a problem with the imagination level of an audience. They're always smarter and savvier than any studio exec will give them credit for.

I don't want to discredit people's individuality but I think people are pretty much the same. People are very similar. If you have a good enough imagination then you can feel things that you personally have never done before. That's acting.

I think it's because it's so different and it takes risks. Plus it's really smart humor. It gives the audience credit in terms of not needing to tell them when to laugh. I love that about the show. There's no laugh track.

People internalize from the jail to student loan debt to credit card debt to unemployment to the whole collective. It manifests itself in many ways in people's home lives domestic stuff.

Yes Americans can still get credit for cars and trucks and refrigerators and those businesses are doing well. But just try to get a home loan now.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund or have money saved for a home down payment or pay off their $5 000 credit card balance.