My view is pensioners don't have the one option that people of working age have. They can't really increase their income because they are no longer able to work.
It were a real increase of human happiness could all young men from the age of nineteen be covered under barrels or rendered otherwise invisible and there left to follow their lawful studies and callings till they emerged sadder and wiser at the age of twenty-five.
Hesitation increases in relation to risk in equal proportion to age.
Advice in old age is foolish for what can be more absurd than to increase our provisions for the road the nearer we approach to our journey's end.